Credit

/Credit

Credit and Credit Cards

The Dangers of Credit Card Debt: What Not to Do

The Dangers of Credit Card Debt: What Not to Do Even though borrowing money isn’t considered to be a bad thing and is mostly promoted and recommended to help individuals and households afford the lifestyles they want, one must be wary about the fact that you must be diligent in repaying whatever you borrow, back. [...]

By |2018-09-24T17:30:24+00:00September 24th, 2018|Credit|0 Comments

Two Methods for Paying Off Your Credit Card Debt

Two Methods for Paying Off Your Credit Card Debt If you have a credit card, and you’re struggling to pay it off, you need to seek help immediately as the repercussions of not repaying it can be quite severe. In the case of not being able to pay it off, the first thing you should [...]

By |2018-09-23T14:06:50+00:00September 23rd, 2018|Credit|0 Comments

Different Types of Consumer Credit Loans

Different Types of Consumer Credit Loans There are many kinds of credit loans one can apply for, all of which comes with a different set of terms, ranging from permission documentation between family members or friends, as well as complex loans, which includes auto loans, payday loans, mortgage, and student loans. It's not only people [...]

By |2018-09-18T18:11:00+00:00September 18th, 2018|Credit, Loans|0 Comments

What to Do When You’re Credit Application Gets Refused

What to Do When You’re Credit Application Gets Refused Having trouble obtaining credit or a loan? Well, even though credit isn’t advised as the number one option to fund whatever you’re trying to fund, whether it’s a new home, to purchase a car, or even pay off your existing debt, there’s still a way to [...]

By |2018-09-13T03:04:05+00:00September 13th, 2018|Credit|0 Comments

New South African Laws for Obtaining Credit

New South African Laws for Obtaining Credit If you’ve been wondering whether it’s easier to obtain credit now than ever before, then the answer should be yes. It isn’t the case for certain retail stores, however. These stores include Foschini, Mr Price and Truworths, to name just a few. Now, retail stores require potential customers [...]

By |2018-09-07T20:25:20+00:00September 7th, 2018|Credit|0 Comments

Why is Credit Card Debt Bad for You?

Why is Credit Card Debt Bad for You? When it comes to achieving financial independence, or financial freedom as some might refer to it, the biggest challenge is to avoid making credit card debt. It's not necessarily the debt itself that poses the issue of repaying it or putting one at risk of financial strain, [...]

By |2018-09-04T18:05:37+00:00September 4th, 2018|Credit, Debt|0 Comments

3 Ways to Successfully Negotiating with Your Creditors

3 Ways to Successfully Negotiating with Your Creditors If you’ve hit rock bottom with your finances, you’re probably feeling frustrated and don’t have a clue what to do next. Perhaps you’re receiving phone calls daily, from individuals who call themselves creditors or debt management consultants who would like to help you. When it comes to [...]

By |2018-08-27T19:19:45+00:00August 27th, 2018|Credit|0 Comments

What is a Home Equity Line of Credit?

What is a Home Equity Line of Credit? Ever heard of the term HELOC? Or, perhaps better known as home equity line credit? Well, if you’re in need of some financing for the remodelling of your home, to purchase new furniture or perhaps even pay for college, it’s a great option to consider. Home equity [...]

By |2018-07-19T20:06:53+00:00July 19th, 2018|Credit|0 Comments

Debt Management – When to Seek a Debt Counselor?

Debt Management – When to Seek a Debt Counselor? Growing up, one thing we’ve all come to realize is that life is expensive. Sometimes it may feel that as our age goes up number by number, so do our bills and various monthly payments. As the prices for basic necessities continue to hike up, you [...]

By |2018-06-25T19:35:25+00:00May 7th, 2018|Credit, Debt Counselling, Debt Management|0 Comments

Debt Counselling And Credit Score: What Is The Link?

Debt Counselling And Credit Score: What Is The Link? Debt counselling is a formal process designed to help heavily indebted or over-indebted individuals break free from the chains of personal debt. Living with excessive loans can wreak havoc on an individual’s finances. In order to reduce the burden of debt, people seek debt counselling. After [...]

By |2018-04-17T03:45:38+00:00March 24th, 2018|Credit, Debt Counselling|0 Comments