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Credit and Credit Cards

Signs That You Have a Credit Problem

Even though borrowing money might come across as handy, it can become something that is bad and stresses you out completely. That is why taking control of your credit is a very important variable in maintaining your financial well-being. Credit can literally either make or break you, as, on the one side, it could help [...]

By |2019-04-02T03:47:49+00:00April 1st, 2019|Credit|0 Comments

What Happens When You Make a Credit Card Payment Too Early

What Happens When You Make a Credit Card Payment Too Early Paying your credit card installments on time each month is a minimum requirement to ensure that your account remains in a healthy state. With most credit card companies, making a payment just one day late could hurt your credit record, along with your credit [...]

By |2019-03-06T20:49:15+00:00March 6th, 2019|Credit|0 Comments

The Principles of Repaying Your Credit Cards

The Principles of Repaying Your Credit Cards Repaying your credit card alone could seem like a major task all by itself, but repaying multiple at one time, might seem way too daunting to rationalize altogether. When we, as humans, have multiple responsibilities, such as payments, we tend to carry a lot more stress and find [...]

By |2018-11-25T17:33:30+00:00November 25th, 2018|Credit|0 Comments

The Benefits of Making Early Credit Card Payments

The Benefits of Making Early Credit Card Payments If you have extra money to go around each month, which according to you, you don’t have to save, then you may want to use it to pay off the existing debt on your credit card. Making your credit card payments earlier than the date it’s due, [...]

By |2018-11-19T20:33:47+00:00November 19th, 2018|Credit|0 Comments

When is it Necessary to Update Your Credit Card Billing Address When You Are Moving?

When is it Necessary to Update Your Credit Card Billing Address When You Are Moving? When you purchase a new home, there’s a lot more to consider than just physically paying for it and moving your furniture from your current apartment or house, to the new one. Since you've lived in your current place of [...]

By |2018-11-11T18:57:07+00:00November 11th, 2018|Credit|0 Comments

What Does it Mean to Have a Credit Card Default?

What Does it Mean to Have a Credit Card Default? The term “credit card default”, refers to a stage where an individual has become very negligent with making payments on their credit card. When one has reached the default, it is considered a very serious credit card status, that won’t only affect your relationship with [...]

By |2018-11-06T19:15:32+00:00November 6th, 2018|Credit|0 Comments

Qualifying for Your First Credit Card

Qualifying for Your First Credit Card Whether you’ve just become a legal adult, or you’ve been adulting for years, getting your first credit card requires you to follow a few steps. Firstly, it's crucial to note that you must first be able to afford debt, before you enter any credit or worse, a credit card. [...]

By |2018-10-09T20:55:16+00:00October 9th, 2018|Credit|0 Comments

Do Insurance Companies Require a Credit Check?

Do Insurance Companies Require a Credit Check? One of the biggest fears most people have is that they won’t be able to qualify for something as important as insurance, due to their low credit scores. Given the fact that creditors, banks and even employers are inevitable to run full credit checks on you before you [...]

By |2018-10-08T03:53:28+00:00October 8th, 2018|Credit|0 Comments

Can You Rent a Home with Bad Credit?

Can You Rent a Home with Bad Credit? If you think about all the things that get affected by having bad credit, you're probably thinking that renting a house or apartment can't possibly be affected by your credit record too, right? Well, it does and quite a lot too. In fact, most landlords deny rental [...]

By |2018-10-02T18:46:30+00:00October 2nd, 2018|Credit|0 Comments

4 Advantages and Disadvantages of Having a Credit Card

4 Advantages and Disadvantages of Having a Credit Card Some individuals that own a credit card have described it as not being able to breathe financially again, which is quite scary, given that money plays a very important role in your wellbeing. It’s not a superficial factor in life, but rather something that is needed [...]

By |2018-09-26T19:37:25+00:00September 26th, 2018|Credit|0 Comments